Income Tax Audit

Income Tax Audit is the examination of books of accounts by a Chartered Accountant (CA).

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Income Tax Audit – Complete Detailed Guide (India)


1️⃣ What is Income Tax Audit?

Income Tax Audit is the examination of books of accounts by a Chartered Accountant (CA).

Conducted to verify:

Correctness of income

Compliance with Income Tax Act, 1961

Proper maintenance of books

Governed mainly by Section 44AB of the Income Tax Act.

Objective:

Ensure accurate reporting of income

Prevent tax evasion

Improve transparency and compliance


2️⃣ Who is Required to Get Tax Audit Done? (Section 44AB)

A. Business Assessees

Particulars

Audit Applicable

Turnover > ₹1 crore

Yes

Turnover up to ₹10 crore

No audit if cash receipts & payments ≤ 5%

Presumptive taxation (44AD) but profit declared < prescribed

Yes


B. Professionals

Particulars

Audit Applicable

Gross receipts > ₹50 lakh

Yes

Presumptive scheme (44ADA) but profit < 50%

Yes



3️⃣ Presumptive Taxation & Audit Impact

Section 44AD (Business)

Presumptive income: 8% (6% digital)

If profit declared less → Tax audit mandatory

Section 44ADA (Professionals)

Presumptive income: 50%

If declared less → Audit required


4️⃣ Due Dates for Tax Audit

Particular

Due Date

Tax Audit Report (Form 3CA/3CB & 3CD)

30th September

ITR filing (Audit cases)

31st October

Transfer Pricing cases

30th November


(Subject to government extensions)


5️⃣ Forms Used in Tax Audit

Form

Applicability

Form 3CA

Where accounts are already audited (Companies, LLPs)

Form 3CB

Where accounts are not audited under any other law

Form 3CD

Detailed tax audit report (Annexure)



6️⃣ Information Covered in Tax Audit Report (Form 3CD)

Nature of business/profession

Accounting method followed

Depreciation details

Disallowances under Section 40(a), 43B

Related party transactions

TDS/TCS compliance

GST turnover reconciliation

Cash transactions

Loans, advances & borrowings


7️⃣ Documents Required for Tax Audit

PAN & Aadhaar

Books of accounts (Cash book, Ledger, Journal)

Balance Sheet & Profit & Loss Account

Bank statements

GST returns & reconciliation

Fixed asset register

TDS returns & challans

Loan agreements & confirmations


8️⃣ Penalty for Non-Compliance (Section 271B)

0.5% of turnover or gross receipts

Maximum penalty: ₹1,50,000

Reasonable cause may grant relief (Section 273B)


9️⃣ Benefits of Tax Audit

Ensures statutory compliance

Reduces scrutiny risk

Improves credibility with banks & investors

Helps detect errors early

Facilitates smooth ITR filing


🔟 Common Reasons for Tax Audit Notices

High turnover with low profit

Cash-intensive transactions

GST–ITR mismatch

Non-filing of audit report

Repeated losses


1️⃣1️⃣ Post-Audit Responsibilities

Upload audit report on Income Tax Portal

Acceptance by assessee

File ITR after audit

Preserve records for minimum 6 years


📌 Advisory Draft – Income Tax Audit

(Use this directly for client communication)

Email

SUBJECT: Advisory on Income Tax Audit Applicability & Compliance

Date: __________

Subject: Advisory on Income Tax Audit under Section 44AB – FY [20XX–XX]

Dear [Client Name],

This is to inform you that based on the review of your financial details for the Financial Year [20XX–XX], your case falls under the applicability of Income Tax Audit as per Section 44AB of the Income Tax Act, 1961.

Key Compliance Requirements:

Preparation and finalization of books of accounts.

Conduct of Income Tax Audit by a Chartered Accountant.

Filing of Tax Audit Report in Form 3CA/3CB along with Form 3CD on or before the prescribed due date.

Filing of Income Tax Return after successful audit submission.

Important Timelines:

Tax Audit Report Due Date: 30th September

ITR Filing Due Date: 31st October

Consequences of Non-Compliance:

Failure to comply may attract a penalty under Section 271B, amounting to 0.5% of turnover or gross receipts (maximum ₹1,50,000).

Our Scope of Assistance:

Review of books and financial statements

Conduct and filing of tax audit report

Advisory on disallowances and compliance issues

Support in filing Income Tax Return

We recommend initiating the audit process at the earliest to ensure timely compliance and avoid penalties.

Please feel free to contact us for any clarification or assistance.

Warm regards,

[Consultant Name]

[Designation / Firm Name]

[Contact Details]